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Are you a business owner or do you know a business owner?  If so you may want to consider reading on.  Congress has just passed a bill like no other making $349 billion dollars available to businesses that have been…

Music and food are two defining characteristics that gives New Orleans her soul.  As I write this blog on my three favorite sandwiches on the Westbank, I’m listening to Kermit Ruffins and the Rebirth Brass Band. Food and music. Growing…

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

I was recently asked this question by one of our Garcia Insurance Services clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…

Why do my auto insurance rates keep going up even though my car is getting older?  At Garcia Insurance Services, many of our clients ask this question so I would like to address it from a couple of angles. First…