Personal insurance coverage with Garcia Insurance Services will give you the peace of mind knowing that your home, auto, valuable possessions, and your personal liability are protected. We believe in providing our clients with value beyond just a policy. Value is more than just low premiums. It’s also proper coverage. We listen to our clients, discuss their needs, and make appropriate recommendations based on each unique situation.
Property and Home Owners Insurance
Your house may be one of the biggest investments you make during your lifetime, not to mention all your possessions you accumulate over time. As an independent agency we work with many home insurance companies to find you a competitive policy to protect your home and possessions from whatever southeast Louisiana weather has to offer.
New Orleans was once nicknamed the “impossible, inevitable city”. Inevitable, because of its ideal location on the river and proximity to the gulf, and Impossible because of the risk of alligators, mosquitoes, disease, heat, hurricanes and flooding. Our city is shaped like a bowl and surrounded by water and we all know how easily our city and our region can flood. Damage to your home caused by flooding is not covered under you homeowners insurance. With the changing of F.E.M.A.’s maps, it is important to review and understand your policy.
Auto and Car Insurance
Auto Insurance is designed to help financially pay for potential car related damages or injuries. It protects you, your passengers, and other people’s property in the event of an accident or an automobile related accident. Let Garcia Insurance Services find you a competitive price and proper coverage for you autos.
As a renter you may not own a home but you still have a need to protect your possessions from a loss. Renters insurance is an affordable way to cover your belongings from unexpected damages and it will provide you with liability protection as well.
If you died tomorrow, how would your loved ones have the money to pay for your final expenses (e.g., funeral costs, medical bills, taxes, debts, lawyers’ fees, etc.)? Would they be able to meet ongoing living expenses like the rent or mortgage, food, clothing, transportation costs, healthcare, etc? What about long-range financial goals? Without your contribution to the household, would your surviving spouse be able to save enough money to put the kids through college or retire comfortably? Whether through term or permanent life insurance, we can help you protect your family.
Boat and Personal Watercraft
Louisiana is the “Sportsman’s Paradise.” Get out there and enjoy the water! Whether you own a boat, a yacht, jet skis, or anything in between, we can give you the peace of mind of knowing that your vessel and your liability is protected and covered.
Let Garcia Insurance Services insure your bike. From touring to scooters, and cruisers to hi-performance rides, we can find the right policy for you.
Get out there and enjoy the beauty of our great country. And if you do so in your RV or Motor Home you can relax and know that you, your traveling companions, and your valuables are protected with a policy from Garcia Insurance Services.