With Valentine’s Day still fresh in everyone’s minds, the team at Garcia Insurance Services wants to remind all those lucky recipients of “bling” to call us and make sure that your new sparkly bits are covered under your homeowners insurance policy.

We make it easy and affordable to protect those special gifts so please, don’t take any chances by assuming you’re covered.

Here are a few tips for properly insuring your bling.

1.) Have all of your fine jewelry appraised by an independent appraiser. Make sure each item is listed, described and valued on paper.
2.) Call us to find out the amount of coverage your current policy provides for items such as jewelry.
3.) Ask us about deductible and no-deductible riders so that we can tailor fit your policy just the way you want.
4.) While you may have over insured your home and its contents, ask us about specific items of significant value to make sure that you are properly covered.
5.) Always ask questions! We’re here to help and we’re always happy to answer questions about protecting the things you cherish.