Category Personal Insurance

Why I Own Flood Insurance

My house is located in a “Preferred Flood” zone  or “X” zone.  According to FEMA, I have a low to moderate risk of flooding in any given year. Because I’m in an “X” zone, my mortgage company, NOLA Lending, does…

New Orleans Best Homeowners Insurance

New Orleans Insurance Companies vs Insurance Agencies There are Insurance agencies and Insurance companies.  Garcia Insurance Services is an agency.  As an independent insurance agency, we represent many different insurance companies.  As an independent agency, we help our clients buy…

Five ways to improve your credit score

A lot of advice and insight we give our clients and prospective clients regarding insurance rates typically includes information surrounding “credit score”. Having a high credit score typically correlates with being responsible with your money, which is why a good…

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