Category Archives: Hints, Tips & Tricks

Useful Tips For Memorial Day

Memorial Day is a time for friends and families to get together to REMEMBER those who have died serving in our armed forces.  It is also the holiday that ushers in the summer. Here are some Memorial Day facts and figures along with some tips to keep you safe around the grill and pool all…

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Best Website Resources for Hurricane Preparedness

hurricane

Here are Garcia insurance, we like to be prepared for all types of situations including hurricanes. Recently, we posted a blog with our staff’s favorite and most helpful tips to prepare for a hurricane and now we are sharing the best online resources that we know of to help prepare for and track bad weather….

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5 Favorite Hurricane Preparedness Tips from Garcia Insurance Services

NOAA (National Oceanic and Atmospheric Administration) is predicting a near-normal Atlantic hurricane season this year. Like everyone in South Louisiana, we’re hoping for no reason to evacuate or much less prepare for a storm, but we know that evacuation and hurricane preparedness is our reality living in New Orleans. We wanted to share with you…

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Are you covered? The risks of relying on someone else’s insurance.

This past week the Greater New Orleans area, as well as the north shore, were hit with a number of tornado and water spouts. As our city and its residents are accustomed to inclement weather, these events were unusual in that they are impossible to prepare for. After any catastrophic event, the questions begin to…

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Roof shape affects your home insurance in New Orleans

Believe it or not, your roof shape drives the price of your premium. As many homeowners know -and new homeowners will find out -home insurance in New Orleans can be expensive. Why is it expensive?  Homeowners insurance is expensive in New Orleans because this area is prone to storms and other natural disasters. Because of…

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How to save money on gifts during the holidays

This holiday season, don’t struggle with the financial burden gift-giving often creates. Many people feel obligated to buy a gift for everyone they love, which isn’t a bad gesture, it’s just often an expensive gesture. There are plenty of economical ways to show your friends and family you love them, without going overboard on budget…

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How does my credit score affect my insurance premiums?

Have you recently applied for a homeowners insurance policy? What about a car insurance policy? The cost of insurance seems to go up every year especially in New Orleans, where the threat of flooding and other natural disasters increase the cost of your coverage. While you can’t control mother nature and its effect on the…

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The importance of understanding your deductible

We’re tested every year. It’s a way of life in Southeast Louisiana. Every year the roofs of our houses are tested by battering hail, our windows and walls by gusting winds, and our brains by the application of confusing deductibles on our homeowners insurance.  If you’ve made a claim for storm damage against your insurance…

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