Category Archives: Flood Insurance

5 Favorite Hurricane Preparedness Tips from Garcia Insurance Services

NOAA (National Oceanic and Atmospheric Administration) is predicting a near-normal Atlantic hurricane season this year. Like everyone in South Louisiana, we’re hoping for no reason to evacuate or much less prepare for a storm, but we know that evacuation and hurricane preparedness is our reality living in New Orleans. We wanted to share with you…

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Will Flood Insurance Rates Go Down With the New Flood Maps?

  It’s been a long time coming but FEMA has finally released the new flood maps for New Orleans (Jefferson Parish and St Bernard Parish will have to wait a bit longer for their final maps). Many homes and businesses located in standard flood zones will be now located in a preferred flood zone -X zone-…

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Homeowners: here 3 changes to your flood insurance you need to know about.

Whether you own one home or multiple homes that are covered by flood insurance, it’s important to understand the changes that are beginning to take place due to the one-year-old Homeowner Flood Insurance Affordability Act of 2014 (HFIAA). HFIAA brought up some changes that are slowly being implemented to FEMA’s National Flood Insurance Program (NFIP)…

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FEMA: Insurance Applies if Oil from Spill Mixes with Flood Waters

The Federal Emergency Management Agency has clarified that in the event of a declared flooding disaster, National Flood Insurance Program coverage will apply even if oil from the British Petroleum deep well blowout in the Gulf of Mexico is mixed with flood waters. The NFIP will bill BP for reimbursement for any claims it pays…

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