Blog

Welcome to our newest team member, Joel Looking Bill, CWCP

We’re excited, and very pleased to welcome our latest addition to our team of insurance professionals, Joel Lookingbill.  Joel specializes in commercial business insurance and has been with the industry since 1997. Prior to joining us here at Garcia Insurance Services, he was a commercial insurance underwriter, and had also developed a career as the…

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New Orleans Small Business Highlight: Animal Helper

new orleans rescue animal

  One of the best parts of living and working in New Orleans is getting the chance to interact with all the passionate and giving people that make this community tick. Addie Leger, customer service agent here at Garcia Insurance Services, is one of those people and she introduced myself and our team to a…

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Understanding the difference between a dwelling and a homeowners insurance policy

Buying new home insurance can be overwhelming – there are so many options and policies available that it’s easy to get lost and opt for the cheapest options. Unfortunately, buying coverage for your home isn’t as simple as just opting for the cheapest policy. Buying cheap and in-sufficient coverage can cause major financial stress should…

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Will Flood Insurance Rates Go Down With the New Flood Maps?

  It’s been a long time coming but FEMA has finally released the new flood maps for New Orleans (Jefferson Parish and St Bernard Parish will have to wait a bit longer for their final maps). Many homes and businesses located in standard flood zones will be now located in a preferred flood zone -X zone-…

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Homeowners: do you know the difference between actual cash value and replacement cost?

actual value and replacement cost

As a new homeowner, purchasing home insurance can seem overwhelming. There are more insurance options and add-ons out there than there are options at a buffet!  It’s hard to know where to start -there are different companies, options that are expensive, options that are cheap . . . each covers different types of damages and…

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Remembering Our Past

If you asked someone today, “What was the greatest disaster in New Orleans history?” you would likely hear the answer, “Hurricane Katrina.” While Katrina was in fact one of the greatest disasters in our history in terms of sheer numbers, the Great Fire of 1788 physically devastated a higher percentage of the city. The fire…

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Small Biz Highlight: Christen Daul, The Mouse Detectives

  I originally met Christen back in junior high when we attended Edna Karr together and later reconnected though her husband Ryan who is also in the insurance industry. As a travel agent specializing in Disney travel at her sister-in-law’s agency The Mouse Detectives, Christen has helped plan many memory-filled vacations. My family and I go to…

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Tips for Boat and Watercraft Safey

In addition to having the right insurance, always remember to practice boat safety. Here are some safety tips to keep in mind when out on the water: Make sure all passengers know safe boating techniques All passengers need to wear life vests Follow all rules of the waterway Do not allow inexperienced users to operate…

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How much will motorcycle insurance cost?

Motorcycle insurance rates are affected by the following factors: Your credit score: Statistically, motorcycle riders with poor credit are more likely to file a claim for an accident, so insurance companies tend to raise premiums for customers with bad credit. Your age and driving history: How old you are and whether or not you have…

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How much does Homeowners Insurance cost?

There is no short answer to this question, but there are statistics available online to give you an idea of how much homeowners spent, on average, in your state. According to this chart, homeowners in Louisiana spent an average of $1,722 annually in 2015. The best way to find out how much your homeowners will…

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